Why use a broker?

These days there are many different ways to buy insurance, but there are good reasons to consider using an insurance broker’s expertise to help you make the best-informed decisions. Insurance brokers act as your personal adviser on insurance matters. They work for you, not the insurance company, to make sure your family; your possessions and your business are properly protected.

If you have the misfortune of a loss your insurance broker will guide you through the claims process, helping to ensure a swift and fair settlement by your insurance company, to get you back to where you were before disaster struck. Brokers provide expert, unbiased advice on your individual insurance needs. Unlike other direct insurers who are focused on selling you something, with a broker your interests come first.

It is this focus on customer needs rather than their own that sets the broker apart from all other insurance options. Brokers are licensed professionals.  They bring their experience and judgement to their role as your personal insurance adviser.  Most important, they are free to make impartial recommendations.  Their first and only responsibility is to serve your interests, so it’s advice you can trust.

Most people prefer to have a face-to-face conversation with a broker to discuss coverage. For most of your dealings with a broker you can communicate in whatever way you are most comfortable with, or that fits into your busy life, such as telephone, email or social media. Insurance brokers work to a principle of utmost good faith. Your insurance broker puts your interests first, before those of the insurance companies they deal with.

Buying from a broker means you can buy with confidence knowing that the recommended coverage is right for your particular needs.  A broker’s advice is independent of any insurance company, so their recommendations are always in your best interests